Deborah Byrne - Berkshire Hathaway HomeServices Verani Realty Somerville
Accolades include: Government Certified, Performance Certified,Top 4% Sales Nationwide, Chairmans Circle, Presidents Circle, Relocation Director, Notary Public, Realtor®, CRS, CBR, CDPE, LMC, Energy Star Certification, Foreclosures MASS Certification, AHWD, CSP, SRES and RECS Top Producer in Massachusetts Awards
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Posted by Deborah Byrne on 8/21/2017

Selling your house in a short amount of time has so many advantages. The sooner you sell your current house, the sooner you can move into your dream home. An early sell also keeps you from taking on additional debt, especially if you are moving to start a better job, gain more space or relocate to a safer neighborhood.

Take these precautions when selling your home to a family member

Selling your home to a family member could be a quick way to a house sell. But, there can be drawbacks. To avoid entering a bad deal with a relative, consider taking the following precautions:

  • Run a credit check on the relative - Don't assume that a family member is financially responsible. Also, don't assume that just because a relative has a high paying job that his credit score is good. If you're selling the house direct, without working through a realtor, accept what the lender says when they tell you that the relative is a high credit risk.
  • Leave the legal aspects of the deal to the lender - Make sure that your relative goes through the entire home loan process with a lender. Avoid creating "outs" for your relative, this includes taking on another mortgage and letting the relative pay you monthly payments.
  • Give your relative a great home - Just as you don't want a relative to buy your house then back out when it comes time to sign the contract, commit to giving your family member the best house. Get the home inspected. Tell your relative about issues with the house. Avoid keeping the fact that the roof or the basement leaks during hard rains a secret.
  • Be honest about the neighborhood - Even if your relative visits during major holidays, they don't live with you. Tell your family member if neighbors play their music loudly on weekends or late at night.
  • Sell your house at a competitive price - This could be one of the trickiest parts of selling your home to a family member. As tempting as it might be, avoid shaving thousands of dollars off the price of your house to make your home more affordable for a relative or to save your family members money.
  • Stay away from the desire to impress - Keep your house in good condition. But, don't pay to add rooms onto your house because you want to impress a family member with the size or style of the house.

Selling your home to a family member can pay off

Selling your home to a family member is an easy way to find a buyer. It can save you advertising and marketing money. It can also keep you from having to take on a realtor and pay commissions. But, there are challenges to look out for when selling your home to a family member. You can avoid or overcome these challenges by setting clear boundaries up front. Let relatives know that they must adhere to the same home buying rules as a non-family member.

This means you pay attention to a relative's credit rating. If you know that a relative is not good at meeting her financial obligations on time, consider walking away from the deal. By making sure that you work with a relative who is not only financially responsible but who also takes full responsibility for themselves and what they own, you could increase the likelihood that the house will betaken care of, which could potentially keep the property in your family for generations.

Posted by Deborah Byrne on 8/14/2017

For many people, owning one home is enough. Even if a house is paid for, many people simply don't want the responsibility of taking care of two houses. They don't want the hassle of mowing two lawns, shoveling snow at two properties and repairing and replacing materials and appliances like roofs, automatic garage door openers and washers and refrigerators.

Work isn't the only thing driving people to buy two or more homes

But, there are instances where even two homes may not be enough. A job that requires frequent cross country travel is one time when owning one house may not be enough. This situation is familiar to entertainers and professional athletes.

Yet, people who don't entertain or compete at professional sports levels have bought a second or third home. Comfort isn't the only reason why these people take on more than one mortgage. Additional reasons besides frequent cross country travel that these and other Americans buy a second or third home include:

  • Estate - Few things may be as helpful to adult children as the chance to own a house without taking on mortgage debt. To give their adult children this benefit, some Americans buy several houses and will them to their children.
  • Taxes - Regardless of where a house is located, the property is attached to a tax write-off.
  • Bi-coastal living arrangements - Military couples and other people may live in different regions of the country. Living out of a hotel for months at a time is too expensive. To combat hotel costs, bi-coastal couples may buy another house.
  • Vacation home - It's not uncommon for Americans to buy or rent a vacation home like a shore house.
  • Business - A second home can be used to operate a business out of.
  • Extended family - If an in-law suite isn't large enough, a couple could buy their aging parents a separate house nearby.

Flipping houses isn't the only reason why people buy multiple houses

The chance to live turnkey at two or more locations, especially at locations that are far apart, can save you the hassle and the cost of paying for and checking in and out of hotels. Your adult children and relatives can visit you more, as they'll have more than one place to visit you at.

Pay off two or more houses and you may have more equity to pass along to your children. You may also have enough real estate to get approved for a business loan should your passion and vision be to launch a startup company.

Regarding business ownership, you may benefit from buying two or more houses in order to use one of the houses solely to operate your business. For example, you could use the house to manufacture jewelry, clothes, shoes or other products that you market and sell.

It may be overlooked, but owning multiple homes isn't just for people who flip houses. Owning multiple houses is also for people who want to build real estate equity, will a separate home to each of their children or have a space to operate a company without having to take on corporate real estate costs.

Tags: two homes   one house   one home  
Categories: Uncategorized  

Posted by Deborah Byrne on 8/9/2017

++++OWNER WILL ENTERTAIN OFFERS FROM $599,000 TO $685,876++++ Welcome Home to this incredible custom split entry with newer addition with vaulted ceiling and skylights. This outstanding gem offers 9 rooms 4 bedroom 3 baths with over an acre of land located in prestigious Hammersmith Village. Custom granite kitchen offers subzero fridge with all newer bosh appliances. 3 fireplaces 1 wood and 2 propane joutul gas stoves; central air, central vac, security system, sprinkler system with new furnace , hot water heater as well as new roof and gutters and oversized 2 car garage! Enchanting custom grounds with custom decking! First Showing Sunday August 13th from 1-2:30. All offers due Tuesday August 15th by 5 pm. No exceptions please.

More Info on this Property | New Listing Alerts

Categories: Uncategorized  

Posted by Deborah Byrne on 8/7/2017

If youíre in the process of moving, you donít necessarily need to hire a moving company. Hiring movers is only one option of many when it comes to getting your stuff from place to place. If you want to save some money on your move, you should check out alternatives to hiring movers.  


If you donít want to drive your own moving truck, but still could use some assistance on your move, you should take a look at container moving. You fill up the container with all of your stuff, and the company will get the container from place to place for you. This is especially helpful if you are doing a long-distance move.


You can always rent your own truck, pack your own stuff, and head out the door on your own. Youíll pay for gas and mileage, but have control of your own timeframe. Moving companies often have many different resources available to help you in the process including boxes and packing supplies. National companies provide convenient truck returns over most parts of the country where youíll be, so itís easy to get the truck back. 

Ship Your Stuff

If you happen to be moving a long distance, sometimes, itís more cost effective to let the big stuff go. Ship items like clothes, books, DVDs, and other personal belongings that canít easily be replaced. Sell big items like beds and sofas. 

You can use many different kinds of shipping services, or even use air cargo to get your things from one place to another. While youíll need to purchase some furniture when you get to your final destination, this could be a good option, especially if youíre looking to start over, or if you donít own a whole lot of furniture and large items.

Use Your Car

Your car is always an option to help you move no matter where you are moving to. Whether youíre moving across the country or just across town, youíll probably need to pack your car. Itís also a lot of fun to have your car for a road trip on long distances. This way, youíll have a lot of stuff with you, but you can still travel and see many things that you wouldnít have seen otherwise.

Tips For Packing The Car

You want to be able to get the maximum packing space out of your car for the move, no matter how far youíre going. First, you should plan how youíll pack ahead of time. You donít want to save the task of packing the car for moving day. Also, you need to make sure that there will be room for every living thing that needs to go into the car like children and pets. Those are important and you definitely donít want them all squished in between some boxes during a long move!

Tags: moving tips   packing  
Categories: Uncategorized  

Posted by Deborah Byrne on 7/31/2017

Keeping your Closet organized can be a huge headache. Thereís so many components to a closet that it can be hard to tell where to start in the space to create that sense of organization that youíre looking for. With a few of these tips, you can become an organizational wizard! The problem is that we need to know how to organize. If weíre not taught how to organize our own space, we have to learn it somehow! Keep that messy closet at bay and try these suggestions for a well-equipped and organized closet: Use The Spaces You Have The backs of doors are brilliant places to maximize your storage. By using simple pieces that you can purchase at the hardware store, you can make a closet space of your own on the back of a door. You can attach containers and hooks for storage on the door, ensuring enough room for clearance. This is a great place to keep all of your things that you may need to get ready for the next day like outfits, makeup and other essential items for your morning routine. Use The Floor The floor is a great place to store all of your shoes. Since dirt and mud often accumulate on your shoes, the floor of the closet is a great place for them to keep the rest of the house clean and free of mud. Use a tray to keep the dirt at bay inside the closet and keep your shoes organized. Color Code And Label You can actually color code your hangers to group your clothing by season or occasion, the choice is up to you. This can help you to always be able to find that piece of clothing that gets lost in the abyss of your closet. Youíll also always know what you have. Youíll also be able to see what you donít wear more easily so youíll be able to get rid of those pieces of clothing. By labeling bins that are stored in your closet, youíll always know whatís in them and never have to rummage through a bunch of bins to find what youíre looking for. When it comes to using plastic containers, the see-through versions are often best. Even when youíre labeling boxes, being able to physically see what is in each container is an added bonus. Consider Using A Dresser In order to maximize your storage space and organization, consider keeping a dresser inside of the closet. You can label the drawers and have the ability to know what each drawer holds. Even shelving or a bookcase can be helpful in maximizing your storage space inside of an otherwise small closet. Hooks Are Your Friend Although we already talked about placing hooks on the backs of doors, hooks really can be useful anywhere when it comes to closet storage. Place hooks on the inside walls of the closet for additional hanging space for items like purses and bags.