Deborah Byrne - Berkshire Hathaway HomeServices Verani Realty Somerville
Accolades include: Government Certified, Performance Certified,Top 4% Sales Nationwide, Chairmans Circle, Presidents Circle, Relocation Director, Notary Public, Realtor®, CRS, CBR, CDPE, LMC, Energy Star Certification, Foreclosures MASS Certification, AHWD, CSP, SRES and RECS Top Producer in Massachusetts Awards
617-201-4730 | dbyrne2510@yahoo.com


Posted by Deborah Byrne on 9/24/2018

While it's not always possible for conditions to be "perfect" when a real estate agent is showing a home for sale, things usually go more smoothly when homeowners are not present.

There are several reasons for this, including the fact that the family's presence at a real estate showing may make the prospect feel self conscious and uncomfortable.

Among other things, the potential buyer may feel like they're intruding and being an imposition. Some buyers also find it harder to concentrate on the many details they need to focus on to evaluate the home.

The ideal scenario happens when house hunters are able to picture themselves as the future owners of your home -- perhaps imagining what it would feel like to cook dinner in your kitchen, entertain guests in your living room, and relax on the back porch. However, when you and your family are there, it makes it more difficult for them to conjure up those images in their mind. So, to the extent that it's possible, it's often a good idea to take the kids out for ice cream or go on a short trip to the mall when a showing of your home is scheduled.

Granted, it may be a little inconvenient -- especially if the visit was set up at the last minute -- but you don't want to unintentionally dissuade someone from making an offer on your house. You never know what might "upset the apple cart!" There's a lot at stake and every prospect is a potential buyer.

Ideally, prospects should feel unpressured, unhurried, and free to express their opinions about what they're seeing. If they feel like they have to weigh their words carefully and be discreet about every reaction, then their discomfort may spill over into their feelings about the house, itself. Since buying a home is often an emotional decision, any negative feelings in the prospect could potentially derail the chances of a purchase offer being made.

Real estate agents not only serve as knowledgeable "tour guides" and objective sources of information for house hunters, but they're also there to accentuate the positive and minimize the negative aspects of a property. One of their main objectives is to put prospects at ease and help them appreciate all the desirable aspects of your home.

There are dozens of details, property features, unique attributes, and flaws that potential buyers are trying to assimilate and remember, so the fewer distractions there are, the better! That's why it makes sense to keep the atmosphere as uncomplicated as possible. It can be a bit of a delicate balance for real estate agents to maintain, but most have the training, experience, and finesse to keep things on an even keel and moving forward!





Posted by Deborah Byrne on 9/17/2018

In some instances, a home seller has limited time and resources to list his or her house and promote it to prospective buyers. Fortunately, there are many ways for a seller to make the most of his or her time and resources throughout the property selling journey.

Now, let's take a look at three tips to help a house seller get the most out of his or her time and resources.

1. Create a Plan

A home selling strategy can make a world of difference for any seller, at any time. Because if a seller knows what to expect after he or she lists a residence, this individual can plan accordingly.

As you put together a home selling strategy, think about your property selling goals. Then, you can determine the steps you'll need to take to achieve these goals – something that may help you streamline the house selling journey.

2. Learn About Your Target Audience

Consider the buyer's perspective – you'll be glad you did. If you understand why buyers may consider your residence, you can ensure your home listing hits the mark with them. And as a result, you could boost your chances of enjoying a fast, profitable home selling experience.

Don't forget to analyze your home's strengths and weaknesses too. Oftentimes, it is beneficial for a seller to conduct a house inspection before he or she lists a residence. With an inspection report in hand, a seller can identify any underlying home problems and correct these issues before they can slow down a potential home sale.

3. Hire a Real Estate Agent

If you need help to sell your home, you can always hire a real estate agent. There are many qualified real estate agents available in cities and towns nationwide, and these housing market professionals will do everything possible to ensure you can optimize your time and resources throughout the house selling journey.

A real estate agent understands the home selling journey varies from person to person. As such, he or she first will meet with you and find out why you are selling your residence. Next, a real estate agent will provide a personalized home selling strategy. A real estate agent then will promote your residence to prospective buyers, host home showings and open house events and much more.

Of course, if you receive an offer to purchase your house, a real estate agent is ready to help you determine the best course of action as well. Performing an in-depth analysis of a homebuying proposal sometimes can be difficult, but a real estate agent is happy to help you make an informed home selling decision.

For those who are looking to achieve the best-possible results during the property selling journey, it generally is beneficial to explore ways to maximize your time and resources. Thanks to the aforementioned tips, you'll be better equipped than ever before to use your time and resources to enjoy a quick, successful home selling experience.




Categories: Uncategorized  


Posted by Deborah Byrne on 9/10/2018

No income verification mortgage loans sound like a great idea. Also known as stated loans, these are easier to obtain than traditional mortgages. You won’t have to go through endless amounts of paperwork that traditional mortgages require. Think again. These types of loans are high risk and borrowers may have a hard time paying these loans back. Many lenders have removed these kinds of loans from their list of options. In certain circumstances, these loans can work for you, but you have to do your homework. 


Where Can You Get A Stated Loan?


Some lenders still provide these stated loans with no verification process required. Unlike earlier times, these loans are now pretty difficult to obtain. Typically, this type of mortgage is geared towards the self-employed and requires a large down payment. Also, the borrower must have a very good credit score to be considered for the loan. 


Are Stated Loans Unaffordable?


Since these loans come at very high interest rates, they are often seen as unaffordable due to the high monthly payment. Stated loans can have double the interest rate of what the current available mortgage rates are. However, if you don’t have many options, or are in a hurry to get a home and have money in the bank, it could work well for you.  


Could A No Income Verification Loan Be Right For You? 


If you really want a home loan, the first step is to be truly honest about your income. If you find a beautiful home and know that it’s out of your price range, you could risk defaulting on the loan. 


To truly understand what you can afford, you’ll need to figure out all of your monthly expenses including taxes, mortgage insurance, phone bills and grocery bills. This will give you a full picture of your finances. Once you look at all of these factors, you may find that it does make the most sense for you to get a no income verification loan. 


Deciding On The Type Of Loan You’ll Get


If you find that you need a lower monthly payment, it may make more sense for you to go after a traditional home loan. If you’re self-employed and know that your options are limited, a stated loan certainly is an option for you, you’ll just need to understand the risks of the entire process. You’ll also need to have a bunch of documents ready for the lender once you decide to go for the home loan. You can compare the costs of a no income verification loan to a traditional mortgage. Then, you can ask your lender what they’ll need from you in order to verify everything for the traditional mortgage. Any good broker can help you through your decision-making process. You’ll want to be well informed and compare all of the programs along with their fees. You should get recommendations on a lender who has the knowledge and experience to help you find the home loan that’s right for you.




Tags: Mortgage   loans   mortgage rates  
Categories: Uncategorized  


Posted by Deborah Byrne on 9/5/2018


12 Teele Ave, Somerville, MA 02144

Tufts University

Condo

$1,399,900
Price

8
Rooms
5
Beds
2
Baths
Elegance at its Best! High End Brand new Custom renovation with 4 bedrooms and 2 decks with and incredible skyline view of Boston. . Blocks from Culinary delights and the cultural fun of Teele Square and Davis Square and Red Line. This incredible unit has custom Martha Stewart kitchen with "Fantasy White" Granite counter tops. 2 central air conditioning units in this sophisticated unit that has the feel of a single family home. There is 3 car parking with garage that is negotiable see listing broker for details and additional upgrades from building.
Open House
Sunday
September 09 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 12 Teele Ave, Somerville, MA 02144    Get Directions

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Categories: Open House  


Posted by Deborah Byrne on 9/5/2018


10 Teele Ave, Somerville, MA 02144

Teele Square

Condo

$1,149,000
Price

6
Rooms
3
Beds
2
Baths
Welcome home to this sophisticated high end brand new custom renovation that has character, charm and elegance with a spacious open feel of a single family home. Location is superb; West Somerville/Tufts University. Short walk to great restaurants and festivities that Teele and Davis Square have to offer. Don't forget the Red Line. This charming unit offers a Custom Martha Stewart kitchen with recessed lighting; " Fantasy White" granite countertop and all upscale appliances. There is a fridgadire washer and dryer for convenience. This upscale unit also have central air. 3 car parking and detached garage are negotiable; ask broker for details and additional information from the builder!
Open House
Sunday
September 09 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 10 Teele Ave, Somerville, MA 02144    Get Directions

Similar Properties





Categories: Open House  




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