Deborah Byrne - Berkshire Hathaway HomeServices Verani Realty Somerville
Accolades include: Government Certified, Performance Certified,Top 4% Sales Nationwide, Chairmans Circle, Presidents Circle, Relocation Director, Notary Public, Realtor®, CRS, CBR, CDPE, LMC, Energy Star Certification, Foreclosures MASS Certification, AHWD, CSP, SRES and RECS Top Producer in Massachusetts Awards
617-201-4730 | dbyrne2510@yahoo.com


Posted by Deborah Byrne on 1/15/2018

If you've lived in your house for more than five years, there's a good chance that clutter and disorganization is gradually taking over your basement.

While you probably had the best of intentions when you first moved in, that valuable storage space may now have deteriorated into a hodgepodge of scattered furniture, holiday supplies, old toys, boxes, and miscellaneous junk.

If you're considering selling your house in the near future, straightening your basement will soon become a high priority item. Not only is an organized basement an important aspect of staging a home, but it's a key step in preparing to pack your belongings and move to your next location.

As you'll discover when you start sorting through your old belongings, there will also be opportunities to make money, save money, and help other people.

  • Finding old treasures: One result of tackling a basement organization project is that you'll find usable, lost, and valuable things you forgot you even had. Whether something is valuable or pure junk, stored belongings have a way of getting buried and hidden away for years in basements. Once you start grouping things together and throwing away stuff nobody needs, it won't take long before a semblance of order begins taking shape! The longer it's been since you've organized your basement, the more satisfying it will feel to get it underway and done!
  • Money-making options: A well-organized garage sale can be a profitable way to get rid of things you no longer use or want. If you haven't taken the time to pull out belongings that are buried, hidden, or boxed up, then it's difficult to find what's available to sell. When your stuff is already organized and ready to be carried outside, preparing for a garage sale is generally easier, faster, and more efficient. If you just have a few items you want to sell and don't want to be bothered with a garage sale, there's also the alternative of publicizing it on social media, classified ads, flyers, or word of mouth.
  • Donating to worthy causes: If you happen to have furniture, clothing, toys, electronics, working appliances, or kitchen supplies you no longer need, there's also the option of donating it to charitable organizations, such as the Salvation Army, homeless shelters, or other community service groups. If you keep good records or get a detailed receipt from the charity, there may be the chance to deduct the donation on your tax returns. The best source of information on tax-related matters, of course, would be your accountant.

Whether you're planning on moving soon or staying put for a while, taking a few hours to straighten out your basement will not only be personally satisfying, but you could make some money on the side or help underprivileged families in your community.





Posted by Deborah Byrne on 1/8/2018

Have you found your almost dream house, but there’s just one small catch holding you back? If lack of storage space is preventing you from placing your bid don’t write that house off just yet. If you’re willing to put in some work to your new house I’ve got some creative solutions that can help you look at your space in a new way. Here are a five “faux” built-in idea to add to your home to leverage precious space out of those “awkward” corners and empty walls.

1. Build a bookcase along the wall of a staircase. If you have an empty wall created by a staircase you can create a one of kind bookcase to store books, movies, and knick-knacks. This is a perfect solution for those walls that are too small to place furniture in front of but too large to go unused.

2. Utilize any alcoves. If your home comes with any alcoves, consider yourself lucky! These can make for a great spot to tuck in a built-in desk and provides plenty of room for overhead shelving to store books as well as office and school supplies. If an office nook isn’t your cup of tea you could also easily turn this space into a crafting corner for scrapbooking or sewing. 

3. Turn a dead end hallway into a useful and inviting space. A dead end hallway that leads to a window may add lots of light to a home but it can also be an awkward place for furniture. Depending on the size of the space you could add a linen storage that doubles as a small window seat. 

4. Create a welcoming mudroom that acts as a catch-all for your family's shoes and outerwear. Add a wall-length bench with room to store shoes underneath and hooks for jackets and bags overhead. You can add a shelf over the hooks for even more storage (think sports equipment and outdoor toys). Get creative with molding and shiplap for a one of a kind addition to your home that looks original to the house. 

5. If a room lacks a closet, add your own. This solution is only limited by your imagination. You can either pick up a kit or go completely DIY.  Many stores, such as Ikea, offer floor to ceiling closet kits, these are usually sleek and modern with sliding doors. Alternatively, you can come up with your own custom design that stretches a wall, fills a corner or juts out and creates an alcove for you to fit a bed or desk into. This is another project that with the addition of millwork will look seamless and original to the home. 

When a couple finds their dream home it doesn’t always guarantee it’s a 100 percent perfect fit for their lifestyle. More often than not they usually find themselves with a list of changes they would like to make that will turn their new house into a well-loved home. If your new home doesn’t have a lot of storage options don’t forget that you can easily add your own with a little creativity and elbow grease!




Categories: Uncategorized  


Posted by Deborah Byrne on 1/1/2018

There are few things more frustrating than having to put multiple holes into your drywall just to hang a picture frame correctly. One would think that, in this age of advanced technology where anything seems possible, we would have developed a standardized frame hook that cures all of our frame-hanging woes. Unfortunately, we still have single hook frames that can't hold a picture straight or two-hook frames that we can never measure just right. Well now you can put all of your bad frame hanging experiences in the past. In this article we'll cover the basics of hanging different types of frames and share some frame-hanging hacks that will help you get it right the first time--every time.

Choosing the right hook for the job

Over the years several cutting edge innovations have occurred in the work of frame hooks that you may never have even heard about. Monkey hooks, for example, weren't front page news when they hit the shelves, but they should have been. These painfully simple hanging hooks push right into your drywall and secure themselves on the back side holding up to 50 pounds (wow!), no hammer necessary. You can also go with tried and true nails, anchors, and wall plugs. The important thing to remember when using these methods is to consider the weight of your frame. A 10-pound monster of a frame shouldn't be put on the shoulders of one lonely nail that isn't even penetrating a stud. That's a for-sure way to break your frame and rip up your drywall as it comes crashing to the ground.

Placement is key

It isn't a picture hanging party without someone standing behind you saying "up a bit more" for 10 minutes while you lose circulation in your arms. You'll need a partner standing back a bit to tell you exactly where it should go. It's essential that they tell you where it should be hung so they can't blame you if they don't like the placement later on. If you don't have the luxury of a picture hanging partner, try tracing a part of the frame (extremely lightly in pencil) on the wall and standing back. If you're hanging a gallery or a frame that you want to align with another object on the wall, don't try to "eyeball" it. Get out the tape measure and be meticulous when measuring the dimensions for the other object.

Hanging Hacks

Thanks to the internet, there are several picture framing hacks that will make this whole process a lot easier. They are:
  • Use painters tape for marking and leveling. If you want the frame to line up with one near it, simply run the tape along the lower edge of the frame that's already hung to where you want the new one to be.
  • For frames with two hooks, run a wire between them and hang it on a single nail. It is virtually impossible (for me anyway) to get two nails exactly level for hanging a picture.
  • If you must use two nails, use your level as a ruler. Put one nail into the wall and rest one side of the level on it. Move the other side up or down until it's level and then mark exactly where the next nail should be.
 




Tags: home   hacks   frame   picture frame   wall   hanging   home hacks   life hacks  
Categories: Uncategorized  


Posted by Deborah Byrne on 12/25/2017

Whether you’re a first time homebuyer or a seasoned homeowner, the terminology of mortgages can be confusing. Since buying a home is such a huge financial decision, you’re also going to want to make sure you understand every step of the process and all of the conditions and fees along the way.

In this article, we’re going to explain some of the common terms you might come across when applying for a home loan, be it online or over the phone. By learning the basic meaning of these terms you’ll feel more confident and prepared going into the application process.

We’ll cover the acronyms, like APRs and ARMs, and the scary sounding terms like “amortization” so that you know everything you need to about the terminology of home loans.

  • ARM and FRM, or adjustable rate vs fixed rate mortgages. Lenders make their money by charging you interest on your home loan that you pay back over the length of your loan period. Adjustable rate mortgages or ARMs are loans that have interest rates which change over the lifespan of your loan. You may start off at a low, “introductory rate” and later start paying higher amounts depending on the predetermined rate index. Fixed rate mortgages, on the other hand, remain at the same rate throughout the life of the loan. However, refinancing on your loan allows you to receive a different interest rate later down the road.

  • Amortization. It sounds like a medieval torture technique, but in reality amortization is the process of making your life easier by setting up a fixed repayment schedule. This schedule includes both the interest and the principal loan balance, allowing you to understand how long and how much money will go toward repaying your mortgage.

  • Equity. Simply state, your equity is the the amount of the home you have paid off. In a sense, it’s the amount of the home that you really own. Your equity increases as you make payments, and having equity can help you buy a new home, or see a return on investment with your current home if the home increases in value.

  • Assumption and assumability. It isn’t the title of a Jane Austen novel. It’s all about the process of a mortgage changing hands. An assumable mortgage can be transferred to a new buyer, and assumption is the actual transfer of the loan. Assuming a loan can be financially beneficial if the home as increased in value since the mortgage was created.

  • Escrow. There are a lot of legal implications that come along with buying a home. An escrow is designed to make sure the loan process runs smoothly. It acts as a holding tank for your documents, payments, as well as property taxes and insurance. An escrow performs an important function in the home buying process, and, as a result, charges you a percentage of the home for its services.

  • Origination fee. Basically a fancy way of saying “processing fee,” the origination covers the cost of processing your mortgage application. It’s one of the many “closing costs” you’ll encounter when buying a home and accounts for all of the legwork your loan officer does to make your mortgage a reality--running credit reports, reviewing income history, and so on.  




Tags: Mortgage   terminology  
Categories: Uncategorized  


Posted by Deborah Byrne on 12/18/2017

This Single-Family in Woburn, MA recently sold for $398,000. This Ranch style home was sold by Deborah Byrne - Berkshire Hathaway HomeServices Verani Realty Somerville.


4 Evans, Woburn, MA 01801

Single-Family

$399,876
Price
$398,000
Sale Price

5
Rooms
2
Beds
1
Baths
Location, location in desirable Horn Pond area, close to BOSTON, the Express MBTA is a short walk away. Horn Pond is amazing with miles of recreational trails. This is a great starter home, downsizing, or condo alternative with no fees. Original hardwood floors throughout with a working fireplace. Updates are roof and siding with newer double pane windows with French doors leading to the living-room. There is central Air as well ; updated electric. Great screened in Sun-room. Cozy and adorable! First showing Open House October 22nd from 1-2:30. All offers are due Monday October 23rd by 5 pm.

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